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Roofing projects ranging from repairs, roofing replacements, installation of gutter systems, and general roofing maintenance are often complex. From choosing the right professional contractor, tackling a DIY project, or selecting the correct materials; homeowners equipped with general roofing knowledge can avoid costly mistakes and protect their homes from unnecessary repair, damage, or replacements. 

In this guide, we will discuss the top 10 things that homeowners should know and understand about roofing projects. The goal of this guide is to provide homeowners with the knowledge necessary to be informed homeowners and clients. 

1. Licensing and Insurance

One of the first and most basic ways to determine if a roofing contractor in Ludington is a reputable company, is confirming the required licensing and insurance. Both of these are in place to protect the homeowner by providing assurances to all parties on the premise of a job.  

In many states like Michigan, contractor licensing requirements are in place to help maintain the reputation and unity in the construction industry. Licensing provides assurances of contractor qualifications and building code compliance.  

There are different types of insurance coverages that are applicable when hiring roofing contractors. Selecting a contractor that carries a liability insurance policy will protect a homeowners investment from liability stemming from negligent work and/or injury to persons on the job site. In addition, if your contractor has employees on the job site, they are required to carry worker’s compensation insurance. This insurance covers employees in the case of injury or death.  

A contractor that does not maintain licenses and liability and worker’s compensation insurance is a red flag as they are putting the homeowner at risk for ultimate liability.

2. Selecting Reputable Contractors

Selecting a reputable contractor does not have to be complicated. A few simple, but standard questions can give homeowners the peace of mind they are hiring a reputable contractor. The first step in determining if a contractor is reputable is if they are licensed and carry the proper insurance policies. If these two items are not in place, homeowners should take caution. Second, ask the contractor if they have verified testimonials or referrals. Use resources such as internet searches, Better Business Bureau and direct connections with previous clients as well. If the contractor is a referral from a trusted source, this also helps.  

3. Stay Away from Storm Chasing Contractors

It is not uncommon for the construction industry and especially the roofing industry to be filled with “Storm Chasing” contractors.  These are contractors that randomly show up in a local region that has either been hit by severe storms or areas in which severe seasonal weather creates a constant need for repairs. A few simple ways to identify a storm chaser contractor are: 

  • They have a “lifetime” warranty on workmanship (not materials).
  • They have out-of-state license plates.

4. Repairs vs. Replacements

Although the average roof will last 20 or more years, routine maintenance and repairs should be completed throughout the lifespan of the roof. Common repairs include replacing or fixing flashing or other materials, shingle replacement, repair of metal or tiled roofs, gutter maintenance and repair, pooling water, leaks, and ventilation issues. While repairing and performing routine maintenance, homeowners can assess the remaining lifespan of the roof depending on the severity of the repair. If you are unsure if your roof is in need of a repair or a total replacement, contact a reputable roofing company to inspect the project and help guide you through the process of repair or replacement.

5. Different Types of Warranties

Roofing warranties come in all shapes and sizes, ranging from manufacturer warranties to contractor workmanship warranties. When considering a roofing replacement or other roofing work such as gutter installation, ask your contractor about the types of warranties that are included. If manufacturer warranties on the materials are included, this is an indication of the use of high-quality materials. Also, be sure to ask your contractor about any warranties they provide on their workmanship. 

6. Contractor vs Subcontractor

It is important for homeowners to understand the distinction between a contractor and a subcontractor. When hiring a professional to repair or replace an existing roof, ask the professional if they are a licensed contractor. Most roofing contractors will operate as both a contractor (for existing homes) and a subcontractor (for new construction).  Contractors oversee the entirety of the project and coordinate subcontractors for parts of the job (if needed). The important distinction between them determines the liability and warranties included in the work. Also, ask the professional roofing company that you are working with if they will hire subcontractors to complete the job and if those subcontractors are licensed and insured. 

7. Materials Matter

Not all roofing materials are created equal and just like all other material goods, higher-priced materials generally indicate higher quality. When selecting materials, consider factors such as cost, material strength, durability, sustainability of materials, lifespan, and warranty. If you are hiring a professional roofing contractor, ask about the materials they use and why.  Also, ask about warranties on materials.

8. Pricing Matters

Just as materials matter, so does pricing.  Higher-cost materials often indicate a higher material quality and may include an extended manufacturer warranty.  However, when comparing the pricing of materials, be sure to compare similar materials. For example, the cost of materials for an asphalt shingle roof versus a metal roof will be substantially different.  This does not mean that the quality of the materials is substandard, it just means the cost of the raw materials or installation complexity may be greater. 

9. Regular Maintenance Schedules

Regular roofing maintenance such as repairs of shingles, flashing, and rain gutters can protect your roof for the long term and reduce the need for major roofing projects. The best way to ensure the longevity and integrity of your roof is to create a regular maintenance schedule.  General maintenance items such as debris removal are easy to manage by homeowners. However, more complex maintenance projects such as correcting rain gutter pitches, flashing repairs, and shingle repairs are often best completed by a roofing professional.

10. Preparing Home for Roofing Project

After you have selected a contractor for your roofing project, accepted the bid, and are ready to start the project, you must prepare your home for a roofing project. Communicate with your roofing contractor to determine the start date and duration of the project. Depending on the size of the project, it may be best that you are away from your home while they are working on your roofing project, or you may be able to stay in your home with appropriate precautions around the construction site.  

With the tips and information in this guide, you should have a comprehensive understanding of roofing projects. These tips are to help you make informed decisions when hiring a roofing contractor or undertaking a DIY roofing project. If you need any additional details about these 10 tips or questions about a roofing project, contact us here at One Way Exteriors, we are always here to help you.

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10 Things You Should Know About Roofing